The 401(k) moment for health care!!!

Just a few decades ago, most Americans relied on pensions to fund their retirement. Employers carried the risk of a guaranteed payout, and employees had little control over how or where their money was invested.   Then came the 401(k). Introduced in 1978, it flipped the model: Employers capped their liability, while employees gained control […]
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Companies face mismatch between D&O limits and risk – The Baldwin Group

Companies face mismatch between D&O limits and risk – The Baldwin Group Overinsuring persists even as median settlements trend sharply lower The Baldwin Group has released the 2025 Directors & Officers (D&O) Benchmarking Report, providing detailed insights into insurance trends across public companies segmented by industry and market capitalization.   The report, now in its […]
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Elutia v. Medtronic: Delaware court rules on indemnity and insurance obligations in FiberCel lawsuit

Elutia v. Medtronic: Delaware court rules on indemnity and insurance obligations in FiberCel lawsuit A supplier sued Medtronic after its insurer covered millions in costs over a recalled medical product A Delaware Superior Court has delivered a partial win for Medtronic Sofamor Danek USA, Inc. in a contract dispute over insurance and indemnity obligations tied […]
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Most consumers not sold on fully digital insurance experience – Insurity

Most consumers not sold on fully digital insurance experience – Insurity Customer attrition linked to unsatisfactory tech experiences and service gaps A report from Insurity indicates that while many insurers are increasing their investments in automation and self-service tools, only 15% of consumers prefer a fully self-service, digital-only insurance experience.   In its 2025 Digital […]
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Third-party litigation funding fuels surge in legal advertisements – Triple-I

Third-party litigation funding fuels surge in legal advertisements – Triple-I   Market expansion triggers concerns over settlement delays and rising claim costs The Insurance Information Institute (Triple-I) released a new issues brief analyzing the rise in attorney advertising and the role of third-party litigation funding (TPLF) in shaping legal trends and insurance dynamics.   The […]
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How coverage gaps are undermining housing efforts

How coverage gaps are undermining housing efforts Rising premiums add new strain to homelessness response As homelessness in the United States continues to climb, the lack of affordable housing remains a key factor. While funding and zoning issues often dominate the conversation, non-profit housing providers are increasingly encountering another pressing challenge: rising insurance costs and […]
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AM Best Revises Outlook to Negative for Oklahoma Farm Bureau Mutual

AM Best has revised the outlook to negative from stable for the Long-Term Issuer Credit Rating (Long-Term ICR) and affirmed the Financial Strength Rating (FSR) of B++ (Good) and the Long-Term ICRs of “bbb+”(Good) for the members of the Oklahoma Farm Bureau Group: Oklahoma Farm Bureau Mutual Insurance Company and its wholly owned subsidiary, AgSecurity […]
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